Today’s Council of Ministers has approved the State Housing Plan 2026-2030, which triples the investment allocated to what is the main problem for Spaniards. The 7 billion euros of planned expenditure aim to boost the public housing stock with different blocks of aid: some for owners, others for tenants in the rental market, and others for housing developers. One of the keys to the project is that the State and the autonomous communities must collaborate in promoting the construction and adaptation of properties to begin moving towards a solution to the housing problem. These are the keys to the plan.
How much money is mobilized
The State Housing Plan 2026-2030 mobilizes an investment of 7 billion euros, far exceeding the allocations from European funds that are now coming to an end. The amount triples the expenditure of the previous plan, 2022-2025. The objective: to achieve a public housing stock with sufficient volume and capacity to influence the market with affordable and permanently protected housing.
How the investment is distributed
The territorial distribution of the plan’s funds is subject to a commitment to execution by the autonomous communities. That is, the different regional governments must accept the conditions to receive the corresponding housing financing. The minister of the sector, Isabel Rodríguez, has assured that she hopes all territories will join the plan, although she has not ruled out that some community governed by the PP might not. Today, the Community of Madrid has approved its own housing law.
The following map shows this distribution of the State Housing Plan investment among the autonomous communities:
Where the funds come from
60% of this investment comes from the state government, while the remaining 40% corresponds to the contribution of the autonomous communities. The territories would see their funds to boost the public housing stock tripled.
Permanent protection of public housing
This is one of the major novelties of the plan. Properties financed with state funds will have to be protected for life. That is, they will be permanently protected housing, thus preventing properties from being privatized over the years.
This is one of the major problems of the housing stock in Spain. In the last 45 years, 2.7 million protected homes have been built, but most of them were declassified over the years. If these homes had been protected, today Spain would have a public housing stock meeting European standards.
Anti-fraud clause (Alicante case)
The plan stipulates that all homes built or acquired with public resources must be awarded based on objective, measurable, transparent, and traceable criteria. The Ministry of Housing and Urban Agenda will exercise double control to ensure that these conditions have been respected. The aim is to avoid arbitrary awards, as has occurred in Alicante.
Mandatory rental deposit registry
Within one year, the State Housing Plan requires autonomous communities to create a rental deposit registry, which can finance its creation with state funds. This tool will provide real-time information on the number of active rentals, their price, tenant turnover, and the increase in supply in a traceable and real way. This registry already exists in territories such as Catalonia.
Aid for construction
Among the direct aid, the financing of public housing construction or public-private collaboration for rent stands out, with up to 85,000 euros per property. The aid will be received by the developer or builder who opts for protected housing. The homes must be delivered equipped, will have a maximum rental price of 900 euros per month, and will be protected forever. If the new homes are built in municipalities with fewer than 10,000 inhabitants, they can also be destined for sale, always maintaining protection.
Aid for urbanizing land
Aid is also included to finance the urbanization of land where at least 40% of protected housing is planned to be built, with up to 8,000 euros per future protected home. This measure facilitates the availability of land to continue building protected housing in the future.
Promotion of industrialized construction
Additional aid of up to 8,500 euros per dwelling is enabled when industrialization techniques are used in construction. Thus, the aid can amount to up to 93,500 euros for each new dwelling when it has been built with industrialized methods. This subsidy seeks to reinforce the specific Perte that is already underway.
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Reinforcement in stressed areas
Additional aid of up to 8,500 euros is enabled when the new home is built in an area declared a stressed residential market zone. Therefore, the aid can reach 102,000 euros if the property is built in a stressed zone and industrialization methods are used.
Direct purchase from individuals
With the aim of immediately expanding the public housing stock, the State Housing Plan will help autonomous communities to exercise their right of first refusal and redemption, or to acquire housing directly, through the financing of 70% of the purchase cost. The financing percentage can increase to 85% if the acquired home is located in a stressed area. This housing will be made available to citizens in the form of affordable rent with a maximum rent of 800 euros per month. The public housing company, Casa 47, has also begun the process of acquiring its first homes.
Transfer to expand the rental stock
The plan also enables aid of up to 17,000 euros (or 25,000 euros if the home is in a stressed area) to individuals who transfer a home to the autonomous community so that the administration can make it available to citizens in the form of affordable rent for a maximum of 600 euros per month. The regional government will be responsible for the comprehensive management of the rental and, when the contract ends, will return the home to its owner in optimal conditions. In addition, up to 12,000 euros will be allocated to finance renovation or rehabilitation works for the transferred homes, a particularly useful measure in rural areas.
Rehabilitation of properties
Regarding rehabilitation, there will be aid for home improvement works. A structural aid package of up to 8,000 euros per home. A subsidy for accessibility of up to 13,000 euros per property is also included. Aid for energy rehabilitation will reach up to 20,500 euros per home, depending on the reduction in primary energy consumption, the size of the home, and the total cost.
Reinforcement in historic centers
An extra aid of up to 30,000 euros is enabled when the home to be rehabilitated is in a historic center or has special patrimonial protection. Thus, a home located in a historic center that undertakes improvements in its structure, accessibility, and energy efficiency can obtain aid of up to 50,000 euros.
Mobilization of empty housing
Aid is created for the rehabilitation of homes that have been empty for more than two years, with up to 30,000 euros in financing if, subsequently, these homes are made available for residential rental for a minimum period of five years at an affordable price. If the home is in a rural area, the aid can amount to up to 35,000 euros.
Aid for young people
The State Housing Plan includes the rental voucher for young people, with aid of 300 euros per month. This aid can be modulated depending on each autonomous community, which can increase or reduce its amount according to the reality of its territory. Likewise, for the acquisition of housing in rural areas to retain young population, there will be a subsidy of up to 15,000 euros for people aged ≤35 who buy or build their first home in municipalities of up to 10,000 inhabitants. This aid will be extended to municipalities of up to 20,000 inhabitants when they suffer population loss.
Victims of gender violence
A broad line of aid is provided to guarantee an immediate, adequate, and dignified housing solution for victims of gender violence. Thus, the Administration will cover the rent for the victim, with a maximum of 1,000 euros per month, which the autonomous community can increase if it deems it necessary.
Aid for vulnerable people
The same applies to people in vulnerable situations. The new PEV has aid to guarantee an immediate, adequate, and dignified housing solution for vulnerable people. There will be general rental aid of 250 euros for people with limited resources.
When it comes into force
After its approval by the Council of Ministers on April 21, 2026, the new State Housing Plan enters the implementation and execution phase. In the same month of April, the Ministry of Housing will coordinate and hold bilateral technical meetings for the drafting of agreements with the autonomous communities, and the Multilateral Commission will also take place. Subsequently, the ministry will lead the Sectoral Conference with all autonomous communities during May for the definitive approval of the territorial distribution of the plan’s funds. Thus, during the second half of the year, the effects of the State Housing Plan 2026-2030 will begin to unfold in all autonomous communities.
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